TOP 2 MONEY TIPS
1. PAY YOURSELF FIRST
The easiest way to save money is to not think about saving. Make a payment to yourself from each paycheck before you make any purchases or pay any bills. After you adopt this practice for a few months, it becomes a habit and you begin to save without thinking.
2. KEEP YOUR MONEY SEPARATE FROM YOUR SPOUSE
Many people disagree with this advice, but I always make this suggestion to couples planning to marry. One of the greatest causes for disagreement between couples is MONEY. If you each have your own accounts, then you will never fight about money. Your spouse can never say anything about an expensive purchase if his money was not used! Evaluate your monthly household bills and divide them evenly or based on each person's income, then you can save or spend the remaining amount without having to depend on someone else. When one person in the marriage is expected to carry all the financial burden, it often becomes too much of a hardship to endure.